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Cycle Insurance

With the average bicycle costing around £800, it is becoming more and more important to protect your bike as you would any other asset – by marking it and taking out adequate insurance.

An estimated 100,000 bicycles are stolen in the UK each year, so it is vital to protect yours in the event of theft, loss, damage or vandalism. 

While it might not be the first thing you think about when you saddle up, bike insurance is particularly worthwhile if you have an expensive or hard to replace model or rely on your bike as a main form of transport.

You may think that your bike is covered by your home insurance policy but this isn’t always the case. Some insurers won’t cover bikes that are away from the home, are over a certain value, or if they are used for business or racing purposes. The policy could also carry an excess which may make claiming uneconomical. 
 
Bike insurance also offers the option to insure against liabilities that may arise should you be involved in an accident. Liability insurance provides financial protection against third party claims should you cause injury or damage to another person or their property whilst using your bike. This is similar to the third party cover offered to motorists.  

Having a bike that is insured might not stop thieves from striking, but it will certainly mean you get the funds to replace it more quickly. So, whether you just ride your bike for fun at the weekends or use it every day to ride to work, ensuring you take out good cycle insurance is always a wise move.

So, whether you just ride your bike for fun at the weekends or use it every day to ride to work, ensuring you take out good cycle insurance is always a wise move.

BikeRegister has teamed up with Cycleplan to offer all BikeRegister members up to 25% off their bike insurance, to find out more click here
https://www.bikeregister.com/partnerships/cycleplan


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429 Crofton Road
Locksbottom
Kent BR6 8NL

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